Why is it called no-fault?
The term “no fault” refers to the fact that you do not need to prove who was at fault in order to receive compensation from your insurance company. This means that someone else’s negligence won’t prevent you from getting help with medical bills or damages to your car if the other driver is responsible for a crash.
What is the disadvantage of no-fault insurance?
The cons of no-fault insurance are that it raises car insurance premiums and makes it difficult for drivers to receive compensation for pain and suffering.
Is North Dakota a no-fault state?
North Dakota is a “no-fault” car insurance state, which means your own insurance will cover certain losses when you’re injured in a car accident, (at least initially) regardless of who caused the crash.