What makes a car more expensive to insure?
The car you drive – The cost of your car is a major factor in the cost to insure it. Other variables include the likelihood of theft, the cost of repairs, its engine size and the overall safety record of the car. Automobiles with high quality safety equipment might qualify for premium discounts.
Is it worth buying 4 wheel drive?
4WD improves traction in dangerous driving conditions, such as snow, ice, rocks, and other scenarios that can make control difficult. By engaging both sets of wheels, traction and control improves. Additional weight contributes to better grip on the road. 4WD is great for those who like off-roading.
Do pickup trucks cost more to insure?
Pickup trucks are often more expensive than cars. Therefore, if a truck has to be replaced due to involvement in an accident, the insurance companies often have to pay out more than they would pay out for a car. Accidents are just one reason why insurance companies usually charge more to insure this type of vehicle.