Does it matter who the primary driver is on car insurance?
Insurance companies assign each car to one primary driver, and they use the primary driver’s driving record and risk profile to calculate its rates. If your teenager is a primary driver of a car, you will likely pay more than usual because the teen poses a lot more risk than an adult driver.
Can someone else be the main driver on my car?
Car insurance fronting – where someone declares themselves as the main driver of a car even though it will be someone else – is illegal.
What is the difference between primary and secondary driver?
A primary driver is the individual who uses the vehicle the majority of the time. Usually, this is the registered owner of the vehicle, but not always. The secondary driver operates the car regularly but less than the primary driver, such as running errands on the weekend.