How long do you have to report a car accident in NY?
must file their own accident report within 10 days from the date of accident or DMV may suspend your driver’s license until your report is received. To meet the filing requirements, you must fill out and file the Report of Motor Vehicle Accident (PDF) (MV-104).
How do I obtain an accident report in NY?
You can download and complete two copies of the Police Collision Report (Request for Copy of Collision Record), and either mail them to the precinct of occurrence or drop them off in person at the precinct. You can also request a collision report online using the Collision Report Retrieval Portal.
What happens if you have no insurance but the other driver was at fault in New York State?
You’ll Have to File a Claim With Your Insurer First, Anyway
At least, not right away. That’s because New York has “no-fault” insurance rules. You’ll be required to recover benefits from your own personal car insurance policy first, regardless of who caused your accident.