Is it cheaper to have multiple people on car insurance?
In general, it’s usually cheaper to insure two or more vehicles on the same policy, better known as a multi-vehicle plan. This is because most insurance companies offer significant discounts for multi-car policies.
Does adding additional drivers increase insurance?
You can expect your auto insurance premiums to change if you add a driver to your policy. The change might not be an increase in your rates. In fact, it might bring your premiums down significantly, depending on the primary and secondary drivers on your policy.
Can you have 2 main drivers on the same car?
You and your partner can both take out separate policies for the same car. Car insurance policies are for both the vehicle and the driver, so it’s perfectly fine, legal and common for two people to be insured on the same vehicle under separate policies. There are a few reasons why you might consider doing this.