South Carolina Car Accident Attorneys

Questions and answers about car accidents and insurance

Is comprehensive full coverage or liability?

Liability insurance only pays for other people’s repair expenses and medical bills after accidents that you cause. On the other hand, full coverage includes liability insurance plus collision and comprehensive coverage, which pay to repair or replace your vehicle after an accident or other damage-causing event.

What is difference between collision and comprehensive?

If you hit another car or a stationary object like a telephone pole (or if you roll over), you’ll be covered by collision insurance. If an animal or a non-stationary object such as a falling tree hits your car or it’s damaged by vandalism, fire or a natural disaster, you’ll be covered by comprehensive insurance.

What type of insurance is comprehensive?

Comprehensive insurance is a coverage that helps pay to replace or repair your vehicle if it’s stolen or damaged in an incident that’s not a collision. Comprehensive, sometimes called “other than collision” coverage, typically covers damage from fire, vandalism or falling objects (like a tree or hail).

Is liability the same as collision?

Collision coverage helps pay to repair or replace your vehicle if it’s damaged or destroyed in an accident with another car, regardless of who is at fault. That’s different from liability coverage, which helps pay for damage to another person’s car from an accident you cause.

Is comprehensive full coverage or liability? – Related Questions

What is not covered in comprehensive car insurance?

What damage is not covered by comprehensive coverage? Comprehensive coverage does not cover damages caused by hitting another vehicle or object. These incidents are covered under collision coverage. It will also not cover normal wear and tear on your vehicle.

What does a liability insurance cover?

Liability insurance helps cover medical and legal fees if you’re held legally responsible for someone else’s injury, or damage to someone else’s property. Drivers are required to carry liability insurance in nearly every state.

What is the difference between liability and collision and full coverage?

Liability insurance only covers damage to someone else’s car when you’re the cause of the accident. Collision coverage includes damage incurred when you hit another car, object, such as a tree or fence, or if you accidentally drive off the road.

What’s the difference between liability and collision and full coverage?

If you have only liability car insurance, your own vehicle damage isn’t covered if you cause an accident or if it’s damaged by weather or other incidents like fire. If you have full coverage car insurance, your car is covered for accidents regardless of fault and for non-collision damage.

What is the difference between comp and collision and liability?

Liability insurance pays for the other party’s injuries and property damage, while comprehensive or collision pays for physical damage to your car.

What is the basic difference between liability insurance and collision insurance quizlet?

Liability insurance covers damage that you cause, and collision insurance covers damage done to your vehicle.

What is the difference between liability and coverage?

Liability-only insurance pays for injury and damage to others you’re responsible for. In comparison, full-coverage policies cover both your liability and property damage to your own vehicle.

Which coverage pays for damage to your car when you are at fault quizlet?

Collision Insurance will reimburse the insured for any damage sustained to their personal automobile that is due to the fault of the insured driver.

What type of insurance pays for your car if you are at fault quizlet?

In the event that you are in a car accident and the police decide it is your fault, liability insurance covers the cost of repairing any property damaged in the crash (such as cars or buildings), as well as the medical bills from resulting injuries.

Which of the following drivers would most likely pay the most for auto insurance?

Younger drivers, especially males, between the ages of 16 and 25 are more likely to get in accidents, and therefore pay higher insurance premiums.

What type of auto insurance protects you in the case of accident regardless of who is at fault quizlet?

A type of insurance that protects you regardless of which driver caused the accident is known as: no-fault insurance.

What type of coverage covers repairs to your car after an accident quizlet?

Liability insurance will cover the cost of repairing any property damaged by an accident as well as the medical bills from resulting injuries.

What is umbrella insurance used for?

What is umbrella insurance? Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies. Umbrella insurance can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations.

What aspects of auto insurance do you feel most important to consider?

They take a lot of factors into consideration. These include where you live, the kind of car you drive, your age and gender, the level of coverage you want, and your driving record, among other things. The last two factors have the biggest influence on the premium you pay, although all are important.

What is it about liability coverage that makes it so important quizlet?

Liability coverage provides protection against bodily harm and property damage to others from negligent operation of the automobile. In addition, it represents a major risk of financial loss, as one accident can result in hundreds of thousands of dollars in insurance claims.

Why are so many people without disability insurance?

Many Americans are doing without disability insurance, often because it’s not offered by their employer, according to a new survey by OneAmerica and the Harris Poll.

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